How much is car insurance for teens?

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How much is car insurance for teens?

How much is car insurance for teens? In this article, we will consider this question, the answer of which is very curious. Car insurance for teens can be  quite costly. There are many ways to avoid insurance costs.  But getting the cheapest car insurance for teenagers is only possible by being included  in a parent’s insurance policy.

A young driver may also have a hard time finding the cheapest car insurance. Most young people are  inexperiencedin driving. In this respect, getting car insurance can be considered risky. The cost of getting car insurance for teenagers can also mean that thousands of dollars will be spent annually.

Adding a young driver to an adult driver’s previous auto insurance policy  is a much cheaper option. It is cheaper for a young driver than for buying a separate insurance policy. Also, the best way to find the cheapest option when you have teens auto insurance added to your insurance policy is to make a price comparison. Therefore, we tried to give the answer to the question “How much is car insurance for young people” by comparing the price. Keep reading our article for average prices.

How much is car insurance for teens?

Here are the details on the cost of car insurance for teenagers, the cost content, and how you can lower insurance costs. In car insurance for teenagers, individual policies pay an average of $375 per month. Parents who include a young driver in their insurance policies must pay an extra $170 per month.

According to the statistics of the Insurance Institute for Road Safety, the accident rate of young drivers is 4 times higher compared to  drivers aged 20 and over. In addition, statistics from the Centers for Disease Control and Prevention also show that fatal car accidents are often caused by young drivers.

Given all these statistics, it is inevitable that the  costs of car insurance for young people will be higher. But how much car insurance will be for young people;

  • The situation in which the teen lives
  • Gender
  • Age
  • Whether the teen is the primary policyholder or not

varies by .

How much is car insurance for teens by age?

How much car insurance costs for teenagers drivers can vary from state to state.  At Insurance Volume, we have listed the prices according to age status and the type of insurance with the lowest coverage as follows:

  • For teens aged 16: Fully coveredcar insurance 6. $700 – Lowest coverage insurance $2,800
  • For teens aged 17: Full-coverage car insurance $5,400 – Lowest coverage insurance 2. $300
  • For teens aged 18: Full car insurance 4. $900 – Lowest coverage insurance 1. $999
  • For teens aged 19: Full car insurance 3. $800 – Lowest coverage insurance 1. It is 550 dollars.

The Cheapest Car Insurance For Teen Drivers By State

The cheapest car insurance for a teen varies by state. For example. the cheapest average cost of full coverage insurance for a teen in Hawaii is about $1.000 per year, while the cheapest average insurance rate in Alabama is more than $3.500.

Cost of Car Insurance for 16 Years Old Teens

Drivers who are 16 years old are the most expensive to insure because they are more experienced. Hawaii is the cheapest state for both full and minimum annual insurance policies for 16-year-olds. That’s because the state doesn’t allow the use of age to price car insurance. The average full coverage rate in the state is between $1.500 and $1.700 for a driver of any age.

SituationAverage Full Coverage Insurance (Annual)Average Lowest Covered Insurance (Annual)
Hawaii$1. 079$352
North Carolina$3.173rd$1.332
Iowa$3.937$1.192
Ohio$4.059$1.759
Idaho$4.146$1.654
Maine$4.242$1.799
Minnesota$4.315$1.954
Wyoming$4.492$1.379
India$4.669$1.837
Wisconsin$4.719$1.765
Nebraska$4.728$1.626
Vermont$4.765$1.480
Nor Dakota$4.819$1.657
South Dakota$4.952$1.335
Massachusetts$4.979$2.020
Washington$5.113$2.249
New Hampshire$5.232$2.115
Kansas$5.342$1.894
Tennessee$5.350$1.982
Alaska$5.434$1.738
Pennsylvania$5.499$1.988
Oregon$5.675$2.885
New Mexico$5.773$2.054
Virginia$5.961$2.540
West Virginia$6.034$2.199
Illinois$6.131$2.585
California$6.184$2.147
Arizona$6.362$3.259
South Carolina$6.399$2.955
Mississippi$6.657$2.469
Utah$6.690$3.097
Oklahoma$6.973$2.285
Montana$6.988$2.071
Washington DC$7.242$3.459
Alabama$7.286$2.821
Maryland$7.451$3.456
Colorado$7.689$2.640
Georgia$7.703$3.502
New York$7.904$4.189
Missouri$8.194$3.090
Delaware$8.447$4.503
Florida$8.600$2.310
Nevada$9.150$4.823
New Jersey$9.561$3.997
Connecticut$10.177$5.023
Texas$10.210$4.016
Arkansas$10.416$4.150
Michigan$10.423$5.234
Kentucky$10.596$4.662
Rhodes Island$11.948$6.407
Louisiana$13.409$5.447

Cost of Car Insurance for 17 Years Old Teens

Car insurance for a 17-year-old driver is also quite high prices. The average annual rate for a 17-year-old teenage driver is over $5.400 for full-coverage insurance, while the lowest coverage insurance is around $2.300.

SituationAverage Full Coverage Insurance (Annual)Average Lowest Covered Insurance (Annual)
Hawaii$1.079$352
North Carolina$2.656$1.073
Iowa$3.112$933
Ohio$3.298$1.436
Idaho$3.385$1.342
Maine$3.618$1.521
Minnesota$3.629$1.637
North Dakota$3.827$1.315
Wyoming$3.852$1.144
Wisconsin$3.886$1.417
India$3.951$1.552
Nebraska$3.954$1.339
South Dakota$3.992$1.051
Vermont$4.047$1.210
Oregon$4.280$2.201
Washington$4.284$1.903
Massachusetts$4.285$1.762
New Hampshire$4.296$1.777
Alaska$4.403$1.405
Tennessee$4.442$1.680
New Mexico$4.598$1.651
Kansas$4.704$1.649
Virginia$4.734$2.036
Illinois$4.817$2.048
Pennsylvania$4.833$1.753
West Virginia$5.217$1.905
Utah$5.223$2.451
Arizona$5.341$2.693
South Carolina$5.356$2.413
Mississippi$5.622$2.090
California$5.730$1.984
Oklahoma$5.862$1.901
Washington DC$5.885$2.787
Montana$6.032$1.749
Missouri$6.067$2.316
Colorado$6.253$2.126
Alabama$6.400$2.481
Maryland$6.699$3.108
Delaware$6.732$3.597
Georgia$6.765$3.198
New Jersey$7.211$3.115
New York$7.265$3.867
Texas$7.349$3.048
Florida$7.406$1.991
Nevada$7.559$3.842
Connecticut$7.807$3.965
Kentucky$8.198$3.675
Arkansas$8.201$3.033
Michigan$8.224$4.068
Rhodes Island$8.395$4.160
Louisiana$9.255$3.761

Cost of Car Insurance for 18 Years Old Teens

Full-coverage car insurance averages over $4.825 per year for 18-year-old drivers. The lowest insurance coverage averages around $1.950 per year. Hawaii and North Carolina have the cheapest average full coverage insurance rate at $2.400 per year. Iowa, on the other hand, offers the cheapest low coverage insurance price with an average of $815. Louisiana is the most expensive state for full-coverage insurance. Michigan, on the other hand, offers the highest price rate on the lowest coverage insurance.

SituationAverage Full Coverage Insurance (Annual)Average Lowest Covered Insurance (Annual)
Hawaii$1.079$352
North Carolina$2.398$907
Iowa$2.771$812
Ohio$2.996$1.299
Idaho$3.063$1.199
Maine$3.310$1.373
Minnesota$3.326$1.461
Wyoming$3.465$976
North Dakota$3.467$1.156
Wisconsin$3.472$1.248
India$3.474$1.342
South Dakota$3.604$906
Nebraska$3.623$1.195
Vermont$3.711$1.101
New Hampshire$3.756$1.520
Tennessee$3.827$1.425
Oregon$3.835$1.953
Washington$3.862$1.684
Alaska$3.947$1.214
Massachusetts$4.084$1.680
New Mexico$4.146$1.420
Virginia$4.260$1.812
Kansas$4.270$1.464
Illinois$4.300$1.801
Pennsylvania$4.440$1.595
West Virginia$4.711$1.682
Utah$4.713$2.185
Arizona$4.790$1.926
South Carolina$4.892$2.175
Mississippi$4.928$1.808
Oklahoma$5.305$1.712
California$5.399$1.856
Washington DC$5.476$2.566
Missouri$5.480$2.029
Montana$5.540$1.568
Colorado$5.710$1.902
Alabama$5.728$2.179
Delaware$5.894$3.093
Maryland$6.147$2.790
Georgia$6.241$2.945
New Jersey$6.290$2.666
New York$6.430$3.404
Florida$6.559$1.774
Texas$6.673$2.723
Nevada$6.941$3.196
Rhodes Island$7.111$3.314
Connecticut$7.178$3.606
Arkansas$7.196$2.541
Michigan$7.274$3.702
Kentucky$7.401$3.292
Louisiana$8.213$3.335

Cost of Car Insurance For 19 Years Old Teens

Young drivers at the age of 19 generally have more experience on the road. Therefore, the cheapest group of young drivers to be insured is the 19-year-old group. A young 19-year-old driver pays an average of about $3.750 per year for a full-coverage insurance policy. The value of the lowest comprehensive insurance cost per year is around $1.450.

SituationAverage Full Coverage Insurance (Annual)Average annual minimum coverage
Hawaii$1.079$352
North Carolina$1.491$546
Ohio$2.265$968
Iowa$2.346$653
Idaho$2.390$912
North Dakota$2.470$798
South Dakota$2.637$658
Massachusetts$2.652$1.052
Wisconsin$2.685$938
Maine$2.743$1.111
Wyoming$2.754$731
Nebraska$2.860$879
New Hampshire$2.878$1.145
India$2.903$1.106
Washington$2.994$1.259
Oregon$3.004$1.514
Minnesota$3.014$1.276
Tennessee$3.017$1.105
New Mexico$3.069$1.024
Alaska$3.194$919
Vermont$3.232$899
Pennsylvania$3.408$1.158
Kansas$3.413$1.132
Virginia$3.430$1.436
Illinois$3.547$1.459
Utah$3.572$1.639
Arizona$3.600$1.428
Mississippi$3.669$1.346
West Virginia$3.697$1.286
Oklahoma$3.718$1.163
South Carolina$3.728$1.641
California$3.775$1.283
Washington DC$3.925$1.697
Alabama$3.994$1.473
Montana$4.201$1.125
Colorado$4.235$1.390
Delaware$4.503$2.314
New Jersey$4.533$2.001
Missouri$4.579$1.645
Georgia$4.731$2.182
Florida$4.850$1.290
New York$4.853$2.443
Maryland$4.916$2.250
Connecticut$5.105$2.544
Rhodes Island$5.332$2.404
Texas$5.393$2.129
Nevada$5.465$2.422
Arkansas$5.650$1.906
Michigan$5.677$2.890
Kentucky$6.101$2.597
Louisiana$6.242$2.463

 

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